Sun Trip Preserver
Sun Trip Preserver’s reputation is well known in the industry for its exceptional service during the very worst hurricane events. As Red Sky was founded on the hurricane-prone coast of North Carolina, our products are specifically designed to respond to hurricane events. With continuous product enhancements, we strive to provide one of the industry’s most comprehensive hurricane protection products available to vacation rental managers and their guests in coastal destinations. Sun Trip Preserver plan benefits may enable insureds the ability to recoup prepaid, non-refundable trip deposits made towards their vacation for cancellations and interruptions due to unforeseen covered events including hurricane-caused mandatory evacuation, accommodation uninhabitability, road closure and inaccessibility.
POLICY HIGHLIGHTS
Sun Trip Preserver:
- Up to $100,000 reimbursement for rental costs
- $200 per day ($750 maximum) for expenses related to trip delay such as hotel accommodations
- Emergency medical expense and emergency medical evacuation coverage
- $200 per day for Baggage Delay ($1000 maximum)
Sun Trip Preserver covers trip cancellation or interruption for unforeseen covered reasons including:
- Events prompted by a named hurricane or other natural disaster
- Destination vacation home is rendered uninhabitable by a natural disaster
- Your primary residence or your traveling companion’s primary residence is rendered uninhabitable by a natural disaster
- Sickness, injury or death of you, a family member, a traveling companion or a service animal
Sun Trip Preserver also includes:
- Worldwide emergency assistance service*
- Emergency roadside assistance service*
*Travel assistance services provided by the designated assistance provider
FREQUENTLY ASKED QUESTIONS
The following questions and answers are provided to assist you in understanding your coverage. Conflicts between this document and the plan will be governed by the plan. If you don’t see your question answered below, please call us at 1-866-549-5283 or send a message to [email protected].
Red Sky’s Sun Trip Preserver plan may help protect you before your departure, during your trip, and on your return home, covering a range of unforeseen events that could cancel or interrupt your travel plans. Coverage includes trip cancellation, trip interruption, travel delay, baggage delay, lost or stolen personal items, emergency accident and sickness medical expense and emergency evacuation, and 24-hour non-insurance assistance services.
Trip cancellation coverage may include financial reimbursement for your prepaid, non-refundable vacation rental costs when an unforeseen, covered event causes you to cancel your trip.
Trip interruption may include financial reimbursement for your unused, prepaid travel expenses and/or the additional airfare to return home, when an unforeseen covered event, from which you are protected under your plan, causes you to cut short your trip and return home ahead of schedule. This unforeseen covered event must occur after your plan effective date.
If You incur and accidental injury while on your trip or a sickness that first manifests itself during your trip, you may be eligible for reimbursement of your covered medical expenses up to the maximum benefit amount in your plan.
The Sun Trip Preserver plan may protect you by providing reimbursement for pre-paid, non-refundable trip deposits in the event the trip is cancelled or interrupted if a mandatory evacuation due to a named hurricane or other natural disaster causes you to have only 4 days or 50% or less of Your trip length remaining at the time the mandatory evacuation ends; or if the roadways are closed due to a natural disaster preventing you from reaching your destination.
Coverage may be provided if your trip is cancelled due to your destination accommodations being rendered uninhabitable due to a named hurricane or natural disaster such as a tornado, flood or fire. This benefit is only available for trips occurring within 30 days after the named hurricane or event makes your destination accommodations Uninhabitable.
A Pre-Existing Medical Condition means an illness, disease, or other condition during the 60 day period immediately prior to the Effective Date of Your coverage for which You or Your Traveling Companion, Business Partner, Service Animal or Family Member: 1) received or received a recommendation for a test, examination, or medical treatment; or 2) took or received a prescription for drugs or medicine. Item (2) of this definition does not apply to a condition which is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the 60 day period before Your coverage is effective under this plan.
This is a provision that waives the pre-existing medical condition exclusion. To obtain the waiver you need to buy your Trip Preserver Plan within 21 days of your initial trip deposit. You or the individual with the Pre-Existing Condition must not be disabled from travel when you buy the plan. If you have specific questions, please call our coverage specialists at 1-866-549-5283.
Family Member means any of the following: Your or Your Traveling Companion’s legal spouse (or common-law spouse where legal), legal guardian or ward, son or daughter (adopted, foster, step or in-law), brother or sister (includes step or in-law), parent (includes step or in-law), grandparent (includes in-law), grandchild, aunt, uncle, niece or nephew, Domestic Partner, Caregiver, or Child Caregiver.
The best time to purchase the plan is when you make your initial trip deposit. To qualify for the pre-existing conditions exclusion waiver, the plan must be purchased within 21 days of your initial trip deposit. Your prompt purchase ensures that you are afforded the fullest protection provided by this plan.
You may cancel plan your plan and receive a full refund of premium paid by giving your property manager written notice within 14 days from the purchase date of your plan, provided You have not filed a claim under the plan or departed for your trip.
All claims forms are available online by clicking the “File a Claim” button at the top of this page. You can also find required documents listed on each claim form, which can be used as a convenient checklist for submitting your claim. If you need further information please call us at 1-866-549-5283 and one of our claims representatives will be happy to assist you.